How Talking to an Insurance Company Without the Presence of a Lawyer Will Affect Your Case
Tauheed Ahmad Nawaz
How Talking to an Insurance Company Without the Presence of a Lawyer Will Affect Your Case
If you’ve been involved in a car crash, the other driver’s insurance company may be trying to get out of paying for your injuries. In some cases, this can be difficult because there aren’t any witnesses to the accident or other evidence proving fault. That’s why you need to hire a lawyer as soon as possible so they can communicate with the other driver’s insurance company, gather relevant information, and strengthen your case.
The Levin Firm says that an insurance company will try everything to take advantage of a victim who doesn’t have a lawyer. Only a lawyer can protect you from insurance fraud and help you get the compensation you deserve. Following are a couple of reasons why you should not talk to the insurance company without an attorney and how doing so will affect your case.
The Statements You Make to an Insurance Claims Adjuster Can Come Back to Haunt You Later
You may not remember what you said or think it was only a friendly conversation between two people trying to help each other. If your case gets complicated, it becomes harder for everyone involved (including yourself) to keep track of all the information and facts in this case.
If there is more at stake than just money, such as the possibility of losing your home or car, then talking with an insurance company without a lawyer may affect how much money is needed for legal services later on down the road if things go wrong with their investigation of your claim.
How Talking to an Insurance Company Without the Presence of a Lawyer Will Affect Your Case. Image source
The Insurance Company Is Not Your Friend
The insurance company is not your friend; it’s a business and will do anything to save some money. They will try to settle for less than you deserve. You need to be prepared for this. Suppose a lawyer has already been involved in your case and knows what’s happening. In that case, all of this becomes a lot easier because there is protection from these people who are just trying to take advantage of unsuspecting victims like yourself.
You May Unwittingly Give the Insurer Information Which Invades Your Privacy
Insurers are not your friend and will use what you say against you in court. Insurance companies have been known to ask questions designed to get claimants to make statements that could be used against them in court, such as:
What is your job?
How much do you make per year?
Do all of your family members work outside the home (or vice versa)?
When asked these types of questions, it’s crucial not only for a claimant but also their lawyers to know precisely how far along an investigation must go before anything can be disclosed without consent from the client; otherwise, this could lead back into “admissible” evidence territory where anything goes because there was no actual consent granted beforehand.
We hope this overview has given you insight into how talking to an insurance company without a lawyer might affect your case once it goes to court. As we said before, it’s best for you if a lawyer talks to the insurance company.
